“When I started my construction company I always encouraged my clients to work with a lender they knew and felt comfortable with.  I was always hounded by lenders wanting my business but nobody ever got my attention until I met Todd Kono.  After ten years sending our clients to Todd I can honestly say that there is a big difference between lenders in the business.  Some guys just “get” customer service and Todd has the energy and perseverance to get the job done.  If he can’t do it he is honest and will let you know right away which is one of his most impressive attributes.   Todd continues to treat each of his customers like there his first with immediate service.  Our customers love him which makes us look good.”
- Casey Roloff – Seabrook Land Company, Pacific Beach WA

"Todd I have been extremely pleased with your help and efficiency throughout this entire process.  I am grateful for your assistance on closing day to ensure that everything occured the same day even though I requested the lower financing amounts at the table.  Take care and much success to you in the future."
- Gary H. / Beaverton, Oregon

"I just wanted to personally thank our Broker Todd for his assistance and diligence in following up with me during our closing process.  His ability to walk me through required items and necessary documentation was great.  The entire closing process was smooth and I greatly appreciate it."
- Wally D. / Tigard, Oregon

Just had my first conversation with Lauren at Value Mortgage to find out if I what the home-buying process is all about, what I can afford, and what to expect. She was so helpful in explaining things to me in a way that I understood. It's an overwhelming process and she made me feel at ease with it all. Afterwards, as I was sitting at home trying to remember the numbers and equations she shared during our appointment I received an email from her with all of the equations I need to know already plugged in. I can't tell you how much I appreciate this level of service.
- Lauren G / Portland OR

 "Todd is Great to work with! He goes the extra mile and then some to help ensure the Clients best interest is at the forefront at all times. I Love working with him! "
- Paula S. / Larson Real Estate. Seaside, OR

 "Thank you Lauren for helping us lower our rate with a refinance!"
- Leslie G. / Lincoln City, OR

 "Working with Lauren to buy my first house was a wonderful experience. She held my hand through the process, explained everything clearly and was always available for support. I spoke to two other companies but Lauren provided the best rate and far better service. I felt like her top priority rather than just being a customer on a list. She got me 0.25% better rate than the other offers. Due to her negotiation, foresight and advice, we were able to close 10 days before our deadline. It was a fantastic experience and I have already recommended her to three friends in the month since I bought my home"
- Casey M. / Portland, OR

 "Having been in real estate sales over the last thirty some years I've gained a pretty sharp eye for those who know their business and those that don't. Todd definitely knows his business and I recommend him with complete confidence to anyone needing mortgage assistance. He's my personal mortgage guy!!"
-Bill F. / Pete Anderson Real Estate. Astoria OR

 "I have worked with Value Mortgage and was having difficulty trying to get a good loan to refinance and Todd Kono stuck with it and finally after a time he located the loan I needed and all was successful. Thanks Todd for all your help. Rick."
Rick N. / Salem , OR

"Todd with Value Mortgage is the best.  Totally honest and trustworthy!"
Pati P. / Prudential NW Properties. Portland, OR

 "Todd is a consummate professional. Long after quitting time he worked with me to complete what I needed – with grace. If you have the opportunity to work with him, take it."
- Ann D. / Vancouver, WA

Lauren was phenomenal! As a first time home buyer, I felt that she really took on my case and not only found me the best.
-Dawn D / Portland OR

"I have purchased 5 homes in the last two decades and Todd Kono is by far the most proactive loan professional I have worked with.  He is able to make things happen and his work ethic, integrity and knowledge gave me a great sense of confidence."
Sam H. / Philomath, OR

"Todd is very easy to talk to. He has a great deal of knowledge in financing and credit solutions. He has been great to work with. I would highly recommend Todd to anyone looking for financing."
Cesar D / Tigard, OR

"Dear Todd, I want to thank you for your diligent and very competent work on our refinance. We are so grateful for your help. We loved re-modeling our house but the effort put us in a difficult position when the economy declined. I was at my wits end about what to do. It was so refreshing to work with someone like you who is ready to help the average home owner and get results. Thank you again. We would gladly recommend your services."
- Lynn and Tony M / Vancouver, WA

"I recently worked with Todd for a loan for our first home. He explained the process and always kept us up to date. He really shows dedication and compassion for his clients. Thanks again Todd!"
- Lisa Arceo / Lincoln City, OR

Hi Lauren, thank you so much for helping me understand the home loan process. Your guidance was so valuable – thank you for explaining and clarifying everything for me. It really helped me make good decisions as a first time buyer. I highly recommend your services and it was a pleasure working with you!
- Linda W / Portland OR

Todd Kono at Value Mortgage was great. He helped my wife and I purchase our first home. We were very weary about the home buying process but Todd Kono was there when we needed him. He worked tirelessly to get us the best rate and was always there when we had questions. There were times when our real estate agent would drag in getting paperwork in and Todd was on point to make sure things were submitted on time. When he gave us a date of closing, he made sure it happened, which alleviated our stress in the moving process into our new home. 
- Laphael and Elena K / Portland OR