VA Loan

VA Loan:

Designed to offer long-term financing to American veterans, VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice. It is generally easier to qualify for a VA loan than conventional loans.

Here's how it works:

  • 100% financing without private mortgage insurance or 20% second mortgage.
  • A VA funding fee of 0 to 3.3% (this fee may be financed) of the loan amount is paid to the VA.
  • When purchasing a home, veterans may borrow up to 100% of the sales price or reasonable value of the home, whichever is less.
  • When refinancing a home, veterans may borrow up to 90% of reasonable value in order to refinance where state law allows.

Like FHA loans credit is more flexible than a conventional loans. This gives the most benefit for our veterans. Zero down paymentand flexible credit guidelines. No Monthly Mortgage Insurance. We provide VA tips, VA questionas and answers, information and more. You will need your DD214 and Certificate of Eligibility. If you need help retrieving either will can help you for FREE please contact us at or call toll free at 877-818-4603.